Description

COPEDU Plc

is a Public Limited Company licensed by the National Bank of Rwanda to operate as a Financial Institution registered in the Office of the Registrar General with Company Code:100544628, P.O Box.4053, Kigali. COPEDU Plc is a Deposit Taking Financial Institution operating in Rwanda offering Banking services as mandated under the Rwandan law.;The Data Protection Officer (DPO) is responsible for overseeing and ensuring that COPEDU PLC processes personal data in compliance with applicable data protection laws and regulations, including the protection of customer and business information. The role involves managing all aspects of data protection, ensuring confidentiality, integrity, and security of personal data across the organization.

Key Responsibilities

Key Responsibilities are:

• Receive and review credit applications for analysis
• Evaluate applicants’ creditworthiness, financial standing, and repayment capacity using appropriate credit scoring models
• Analyze credit files, determine appropriate loan terms (including interest rates), and provide well-documented recommendations
• Conduct collateral verification through site visits and prepare reports for the credit committee
• Present and defend credit applications before the credit committee and approving authorities
• Approve or recommend rejection of loan applications based on risk assessment and available data
• Ensure compliance with the institution’s credit policy, procedures, and regulatory requirements
• Monitor credit risk exposure, loan repayments, and bad debts
• Follow up on loan disbursements and maintain accurate records of all company loans
• Review and propose updates to credit policies in line with evolving risks and business needs
• Collaborate with clients to negotiate loan terms where applicable
• Prepare and submit periodic credit analysis reports
• Perform any other related duties assigned by the supervisor.

REQUIRED PROFILE AND QUALIFICATIONS

REQUIRED PROFILE AND QUALIFICATIONS

• Bachelor’s degree in accounting, business administration, finance, or in a similar field.
• Proven work experience of at least 3 years in a banking institution, with a strong focus on credit analysis.
• Expert knowledge of banking regulations.
• Strong planning and organizing skills.
• Knowledge of banking operations and procedures.
• Good communication skills both written and verbal.
• Well-developed interpersonal skills.
• Vast understanding of credit reporting requirements.

Application

All applications must include:

• A motivation letter
• A copy of the National ID
• A detailed Curriculum Vitae (CV)
• Copies of academic and professional certificates.
• Copies of certificates of rendered service.

How to apply

Candidates

are required to send their applications in One (1) pdf document through the email; hr-recruitment@copeduplc.rw not later than 05/06/2026. Only selected candidates will be contacted.