Description

Job Purpose

To manage lending risk for BPR Bank Rwanda Plc, through credit analysis. In accordance with the Bank’s lending policies, BNR Prudential Guidelines and best practice to achieve quality growth in the asset book in line with the strategic plans.

Key responsibilities

Key responsibilities are:

• Reviewing credit appraisals and sanctioning facilities within credit approval limit
• Monitoring the granting of Retail & Corporate loans and advances by the credit analysis team
• Monitoring the performance of the Retail & Corporate credit portfolio to ensure that approval conditions are complied with
• Ensuring that management reports on Retail & Corporate credits are accurate and produced on time
• Monitoring market developments to ensure that the credit policy is constantly revised to meet market requirements
• Ensuring that risks associated with new Retail & Corporate products are identified and adequately mitigated
• Providing support to Branch Managers and the sales team to ensure that customer queries are adequately responded to
• To supervise the Retail & Corporate credit analysis team
• Review portfolio performance – early vintage.
• Appraisal of credit applications.
• Approval of credit applications within delegated credit approval limit
• Participate in different bank statutory meetings.
• Supervising the credit analysis team and the credit department in the absence of the Head of Credit

Educational qualifications and work experience:

Main qualifications are:

• Bachelor's level degree in Management or any business-related field.
• 5 years Minimum experience in Sales and Credit.
• Master’s degree in any related field is an added advantage